Notice Of Simmons-Rockwell Privacy Policy

To effectively provide a broad range of financial products and services to our customer, we collect non-public personal information from you. We provide you with this privacy policy so you know of Simmons-Rockwell's efforts to protect your privacy.

Collecting Non-public Personal Information

To provide you with the best possible services, we collect non-public personal information about you from:

• Applications and other forms completed by you;
• Contact with our employees, representatives, and agents, in person, by telephone, and through electronic communications;
• Your transactions with Simmons-Rockwell affiliates;
• Your current credit providers and financial institutions;
• Consumer reporting agencies, and
• Potential credit providers/lending institutions.

Sharing/Disclosing Non-public Personal Information

While you are a customer, we may disclose all or part of the information we collect about you to our affiliates and to non-affiliated third parties to obtain the financial products you requested. We do not disclose any of your non-public information to either our affiliates or non-affiliates without your express consent, except as permitted by law. We disclose your non-public personal information to the following categories of affiliates and non-affiliate third parties;

• Current and potential financial service providers, such as your bank of lending institution;
• Non-financial companies such as your insurance company;
• Automobile manufacturers and warranty companies;
• Regulatory authorities, such as the New York Department of Transportation, law enforcement officials;
• Other non-affiliated third parties as permitted by law.

IF YOU PREFER THAT WE DO NOT DISCLOSE YOUR NON-PUBLIC PERSONAL INFORMATION to affiliates and non-affiliated third parties, you may opt out of those disclosures by checking the box below, and direct us not to make those disclosures. Please be advised, that even if you elect to opt out, disclosures of certain non-public personal information may be made to regulatory authorities, law enforcement officials, our legal counsel, manufacturers and warranty companies to comply with state and federal law. Also please note that by opting out, you may restrict or completely foreclose the types of financial products and services we can obtain and provide to you and eliminate manufacturers' and warranty companies' ability to contact you with warranty and recall information.

We restrict access to your non-public personal information to those employees, agents, and representatives who need to know that information to provide the services you have requested. We maintain physical, electronic and procedural safeguards that comply with federal regulations to safeguard your non-public personal information. We do not disclose or sell your non-public personal information to non-affiliated marketing companies.